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FAQ
Vijaya Finances provides a variety of financial services, including business loans, home loans, education loans, car loans, property loans, security loans, and credit cards. Our offerings are tailored to meet the diverse financial needs of our customers.
You can apply for a loan by visiting our website, where you can fill out an online application form. Alternatively, you can visit one of our branches or contact our customer service team for assistance with the application process.
The required documents vary depending on the type of loan. Generally, you will need identity proof, address proof, income proof, and specific documents related to the loan type (e.g., property documents for a home loan, security details for a security loan). Please refer to the specific loan page on our website for a detailed list.
The processing time for loan applications varies depending on the type of loan and the completeness of your documentation. Typically, business and home loans may take a few days to a week, while smaller loans or credit products may be processed within 24-48 hours.
Eligibility criteria vary by loan type but generally include age limits, a stable income source, a good credit score, and relevant financial documentation. Specific criteria are detailed on each loan product page on our website.